Which of the following demonstrates the risk control technique of exposure avoidance?

• A. Backing up all computer files and storing the backup files in a separate place
• B. Contracting for landscape services
• C. A community association rule prohibiting the use of alcohol in the clubhouse
• D. Conducting weekly fire safety inspections where flammables are stored

Answer: (C)

Exposure avoidance means eliminating the risk by removing the source of exposure. Prohibiting alcohol in the clubhouse eliminates the possibility of alcohol-related incidents in that space, so the association avoids the risk altogether rather than trying to manage it after it could occur.

The other options illustrate different risk-control approaches. Backing up computer files and storing them separately is about protecting data and ensuring continuity if something goes wrong, not avoiding the hazard. Outsourcing landscape services transfers or shares some risk with a vendor, rather than eliminating exposure to a hazard. Conducting weekly fire safety inspections reduces the chance or impact of a fire, but the hazard (flammables) is still present—it's a reduction or prevention measure, not avoidance.