Which term describes a governance structure where multiple residential community associations are grouped under a single umbrella, often with independent sub-associations?

• A. Master deed
• B. Master association
• C. Mediation
• D. Minutes

Answer: (B)

This describes a master association. In a master-planned community, a single umbrella organization governs the entire development, coordinating shared amenities, rules, and services that span multiple sub-associations. Each neighborhood or sub-association handles its own private properties and local affairs, but the master association oversees common facilities like roads, parks, pools, and other community-wide elements, often with its own board, budgets, and governing procedures. This structure keeps the whole community aligned while allowing sub-associations to manage their own areas independently.

For context, a master deed is the legal instrument that creates the overall development and defines rights and ownership relationships, supporting the structure, but it isn’t the governance body itself. Mediation is about resolving disputes, and minutes are records of meetings, not governance arrangements.